Down Payment Assistance In Arizona

These programs are designed to help buyers get into a home by providing funds to be used for down payment requirements.

FEATURED PROGRAMS

Home In 5

* Maricopa County.
* There is not a first-time buyer requirement for this program.
* Property must be occupied as a primary residence.
* FHA, VA, and USDA Rural Housing.
* Grant 4% of final loan amount.
* Income restrictions AND loan limits AND 640 FICO Score. 
(Please contact us for more specific guidelines.)

AzHFA

* Up to 4% of the loan amount used toward your down payment.
* Any AZ county except for Pima.
* Income limitations AND debt ratio limitations do apply.
* No First-Time Homebuyer requirements.
* Minimum FICO score AND conventional guideline requirements.
* Maximum purchase price $353,360.
(Please contact us for more specific guidelines.)

Home Plus

* Up to 4% of the loan amount used toward your down payment. 
* Any county in Arizona except Maricopa and Pima.
* Income limitations AND debt ratio limitations do apply.
* No First-Time Homebuyer requirements.
* Minimum FICO score AND FHA guideline requirements.
* Purchase price limitations.
(Please contact us for more specific guidelines.)

VA

* The VA Home Loan helps Servicemembers, Veterans, and eligible surviving spouses become homeowners.
* 100% financing / no money down.
* No monthly mortgage insurance.
* Might be a VA funding fee financed into your loan if you are not considered at least 10% disabled by Veterans Affairs.
* Sufficient income and satisfactory credit, along with a valid Certificate of Eligibility (COE).
(Please contact us for more specific guidelines.)

USDA Rural Housing

* U.S. Department of Agriculture Rural Housing.
* 100% financing / no down payment loan.
* Property eligibility requirements and income limits apply.
* Pinal County and a few areas in Maricopa County apply.
* See this link to determine property eligibility: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do;jsessionid=45E0A4C11660583CF17964890AA85B79.
(Please contact us for more specific guidelines.)